Cedars Sinai Voya – Expert Guide to Managing Retirement Benefits, Investments, and Financial Wellness

Introduction: Why Cedars Sinai Voya Matters for Every Employee

Employees at Cedars Sinai use Cedars Sinai Voya to manage their retirement savings, monitor investment options, and access financial wellness tools.
This platform connects directly with Voya Financial, which administers retirement accounts such as 403(b) and other long-term savings programs.
The collaboration ensures that staff members have a trusted partner guiding them toward long-term financial security and retirement readiness.
Understanding how to use Voya’s tools helps employees make informed decisions, plan smarter, and optimize their future income streams.

What Is Voya Financial?

Voya Financial operates as a well-established provider of retirement solutions, insurance services, and investment options across the United States.
The company offers user-friendly online tools, educational resources, and personalized support tailored to different employment sectors, including healthcare.
Cedars Sinai partners with Voya to provide employees seamless access to secure retirement plan management and account customization.
Because of this partnership, staff receive reliable tools that align with their career timelines and financial goals.

Retirement Plans Offered at Cedars Sinai Through Voya

Cedars Sinai provides a variety of retirement plans through Voya depending on employment type, tenure, and salary range.
The two most common plans include the traditional 403(b) and the Roth 403(b), both of which support long-term financial growth.

Employees may also qualify for employer matching based on contribution levels and employment classification, boosting potential savings.

How to Access the Cedars Sinai Voya Portal

You must log into the official Voya portal to access your Cedars Sinai retirement account details and monitor contributions.

Steps to Log In:

1. Visit the Voya website and select “Login” from the homepage.

2. Choose “Retirement Plans” and select “Healthcare Organization” when prompted.

3. Enter your User ID and Password. First-time users should follow the “Register Now” option to create a secure login.

4. Once inside, navigate to your plan overview, transaction history, and personal settings.

Enable two-factor authentication for added account protection and update your password regularly for security.

How to Enroll in a Retirement Plan Through Cedars Sinai Voya

Enrollment is simple and only takes a few minutes if you follow these steps properly with accurate information.

• Log into the Cedars Sinai Voya portal using your unique credentials.

• Navigate to “Start Saving” or “Enroll Now” from the dashboard.

• Choose between a Traditional or Roth 403(b) account, or split contributions between both.

• Set your contribution rate as a percentage of your paycheck or a flat dollar amount.

• Select your investment allocation from pre-designed portfolios or build your custom asset mix.

• Confirm your selections and check your email for an enrollment receipt.

You can modify these settings at any time, although changes may take one to two pay cycles to reflect.

Understanding Investment Options Within Cedars Sinai Voya

The platform offers a broad array of mutual funds, target-date funds, stable value options, and socially responsible investments.

Categories of Investment Choices:

1. Target-Date Funds – Automatically adjust risk as retirement age nears.

2. Bond Funds – Focus on fixed-income securities with lower volatility.

3. Stock Funds – Offer higher growth potential through equity exposure.

4. Stable Value Funds – Prioritize capital preservation and steady income.

5. Self-Directed Brokerage – Advanced users can build personalized portfolios beyond the core menu.

Each fund includes a prospectus, fee breakdown, and performance history to help you make confident investment decisions.

How Employer Contributions Work at Cedars Sinai

Cedars Sinai may match employee contributions based on job classification and participation terms in the retirement plan.
Typically, Cedars contributes a percentage of your salary or a dollar-for-dollar match up to a defined limit.
The employer’s contribution follows a vesting schedule, meaning you must work a certain number of years to own all employer contributions.

Track your vesting progress within the Voya dashboard under the “Account Summary” tab.

Financial Wellness Tools Available Through Voya

Cedars Sinai Voya offers more than investment tracking. It also provides access to financial wellness tools and budgeting resources.

Popular Features Include:

• Retirement Income Calculator – Estimates monthly income post-retirement based on current savings rate.

• Budget Planner – Helps manage monthly expenses and reduce unnecessary spending.

• Debt Payoff Tracker – Prioritizes high-interest loans and suggests optimized repayment plans.

• Goal Setting Tools – Supports long-term objectives like buying a home, paying for college, or early retirement.

These tools integrate with your retirement account data, giving you realistic projections and progress tracking.

Mobile App Features for Voya Users

The Voya Retire mobile app enhances convenience by allowing real-time access to your retirement savings anywhere, anytime.

• View your balance and contributions instantly.

• Change investments or contribution percentages on the go.

• Receive push notifications for market updates or employer match updates.

• Access educational articles, videos, and fund performance summaries.

The app supports biometric login and offers similar functionality as the desktop portal for full control on the move.

How to Change Contributions or Investments

You can adjust your contribution percentage and investment allocation anytime through the Voya dashboard.

Steps to Make a Change:

1. Log into your Cedars Sinai Voya account.

2. Navigate to the “Change Contributions” tab.

3. Select a new rate and confirm the change with your payroll schedule in mind.

4. To change investments, click on “Manage Investments” and select new fund allocations.

5. Save changes and check your account after the next paycheck to confirm updates.

Changes affect future contributions and do not retroactively adjust previous investment placements.

Security Measures for Cedars Sinai Voya Users

Voya implements strong security protocols to protect user information and account integrity.

• Data encryption shields sensitive information during login and data transfers.

• Two-factor authentication prevents unauthorized access.

• Account alerts notify users of suspicious activity or password changes.

• Timeout settings log out inactive sessions to avoid accidental exposure.

Never share your login credentials and always use secure networks when accessing your retirement account.

Getting Help With Your Cedars Sinai Voya Account

If you encounter issues or need financial guidance, Voya provides support through various channels.

• Online Chat – Available through the main dashboard for real-time assistance.

• Phone Support – Call the Voya Retirement helpline listed in your Cedars Sinai benefits packet.

• On-Site Financial Representatives – Occasionally visit Cedars Sinai campuses for live consultations.

• Email Assistance – Submit inquiries directly from your secure account interface.

Always have your account number ready for faster service.

Frequently Asked Questions (FAQs)

1. What is Cedars Sinai Voya used for?
Employees use Cedars Sinai Voya to manage retirement contributions, access investment options, and track financial wellness.

2. How do I access my Cedars Sinai Voya account?
Log into Voya.com, select Healthcare, and enter your User ID and Password or register as a new user.

3. What kind of retirement plans does Cedars Sinai offer?
Cedars Sinai provides 403(b) plans, both Traditional and Roth, with optional employer contributions and vesting schedules.

4. Can I change my contribution percentage anytime?
Yes, log into your account and adjust your payroll contribution rate and investment choices as often as needed.

5. Is there a mobile app for Cedars Sinai Voya?
Yes, the Voya Retire app lets you manage your retirement plan from your smartphone with full access to account features.

6. Who can I contact if I need help with my account?
Use the Voya online chat, call their retirement support line, or speak with an on-site financial representative at Cedars Sinai.

Final Thoughts: Take Control of Your Financial Future With Cedars Sinai Voya

Using Cedars Sinai Voya effectively gives employees powerful tools to shape their retirement savings and secure financial independence.
From simple enrollment to investment customization and wellness tools, the platform empowers users to take charge of their futures.
Stay engaged with your plan, review contributions regularly, and use all available resources to make informed financial decisions.
Whether you’re early in your career or nearing retirement, Voya offers everything needed for confident, long-term planning.